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0% Financing for 60 Months: How to Afford New Floors Without the Wait

September 22, 2026

0% Financing for 60 Months: How to Afford New Floors Without the Wait

New floors have a way of getting pushed to 'someday' because the full cost lands all at once. Financing exists to close that gap - and with 0% interest for 60 months through Synchrony Bank, you can get the floors your home needs now and pay them off on a schedule that actually fits your budget.

How the Financing Works

Once you have a written quote from your free in-home estimate, you can apply for financing through Synchrony Bank. Approved applicants pay 0% interest as long as the balance is paid off within 60 months - meaning the price you're quoted is the price you pay, just spread out.

Why Homeowners Use It

  • Whole-home projects - refloor­ing several rooms at once instead of one room a year.
  • Timing a project before a big event, move, or holiday without draining savings.
  • Pairing a basement finish or remodel with new floors in the same budget cycle.
  • Keeping cash on hand for the other parts of a larger renovation.

A Simple Example

Project CostMonthly Payment (60 mo.)
$4,000About $67/mo
$8,000About $133/mo
$12,000About $200/mo

These figures are illustrative - your actual payment depends on the approved terms from Synchrony Bank at the time you apply.

Pairing Financing With a Remodel

If new floors are part of a bigger kitchen or bathroom refresh, financing can cover the flooring portion while you budget separately for cabinets and countertops - ask us how other homeowners have sequenced it.

Get your quote, then explore financing.

Schedule your free in-home estimate

Start With a Quote, Not a Guess

Financing works best when it's attached to a real, itemized number. Book a free in-home estimate first, and we'll walk you through the financing options once you know exactly what your project costs.

Request a consultation

Meet with one of our skilled project specialists to get started

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